D&O insurance is a modern and flexible alternative to bank guarantees. It allows you to participate in public tenders and deliver works, services, or goods without tying up liquidity or burdening your bank credit line.
Most Common Risks:
- Poor decisions related to contracts, investments, acquisitions, or restructuring
- Violation of labor laws or shareholder obligations
- Liability for damages even without intentional fault
What the Insurance Covers:
- Coverage of personal liability of board members (as natural persons)
- Legal defense costs and compensation to injured parties
- Protection even in the event of company insolvency
This type of insurance is vital for any company seeking to protect its management and strengthen its reputation with investors and business partners.
